Our Process

Sample Rates

Many people don’t realize just how affordable life insurance can be. Over the past 10 years, the cost for basic term life insurance has dropped by about 50 percent. The sample rates below will give you an idea of insurance costs for men and women of varying ages.  If you smoke or aren’t in perfect health, you’ll pay more than the rates shown below. But don’t let that stop you from getting coverage. If your loved ones would suffer financially without you, life insurance is an absolute must.

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Men

Age at time of purchase	10-year, $250,000 term policy	20-year, $250,000 term policy
30	$11	$14
40	$12	$19
50	$25	$42
60	$62	$116

Women

Age at time of purchase	10-year, $250,000 term policy	20-year, $250,000 term policy
30	$9	$12
40	$11	$16
50	$21	$32
60	$44	$80

All prices based on the applicant being a non-smoker in excellent health. Rates are monthly and rounded to the nearest dollar, as of January 2019.

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